Withdrawing your pension before retirement… today

“Without prejudice to subsection (1) of thissection, any employee who disengages or is disengaged from employment before the age of 50 years and is unable to secure another employment within four months of such disengagement may make withdrawal from his retirement savings account in accordance with the provisions of section […]

UBA issues a notice of early redemption to investors (bondholders) – a look at callable bonds

On Friday 29th May, 2020, one of Africa’s biggest banks, United Bank for Africa Plc (UBA), issued a notice of early redemption to investors, exercising the call option attached to the bond at the issue date, thereby informing investors that the bond will be redeemed on 30thJune, 2020. The bond […]

Mutual Funds – An Effective Investment Vehicle / Strategy?

As promised in my last article, Investing during a global recession, today we will explore one of the most important investment vehicles for individuals and institutions – mutual funds. Despite their popularity, mutual funds are often misunderstood or understood only in a limited extent, even by many individuals with mutual […]

Investing during a global recession: How to position your finances during and after the COVID-19 crisis

Investing during periods of uncertainty can be more complicated than investing during almost any other phase of the business cycle, particularly from a behavioural / emotional perspective. It can be especially painful for investors who already had a sizable portfolio at the peak of the cycle, and who may have […]